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Financial Information
Main Financial Index Financial summary over the years

Financial Highlights for 2008

Operation results(in RMB bn)

2008

2007

Year on Year Change(%)

Operating income

310.2

257.4

20.5%

Net fee and commission income

44.0

38.4

14.7%

After-tax profit(IFRS)

111.2

82.3

35.2%

EPS(RMB yuan)

0.33

0.24

37.5%

Major financials

2008

2007

Changes(bp)

Weighted ROAE(%)

19.43

16.23

+320bps

Coverage(%)

130.15

103.50

+2,665bps

NPL Ratio(%)

2.29

2.74

-45bps

Cost to income ratio(%)

29.84

35.02

-518bps