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Our Achievements
| Operating results (in RMB millions) |
2025 |
2024 |
Change rate |
| Net interest income |
635,126 |
637,405 |
-0.4% |
| Net fee and commission income |
111,171 |
109,397 |
1.6% |
| Operating income |
801,395 |
786,126 |
1.9% |
| Operating expenses |
246,874 |
242,155 |
1.9% |
| Impairment losses on assets（1） |
134,860 |
126,663 |
6.5% |
| Operating profit |
419,661 |
417,308 |
0.6% |
| Profit before taxation |
424,435 |
421,827 |
0.6% |
| Net profit |
370,766 |
366,946 |
1.0% |
| Balance sheet items (in RMB millions) |
2025 |
2024 |
Change rate |
| Total assets |
53,477,773 |
48,821,746 |
9.5% |
| Total loans and advances to customers |
30,506,114 |
28,372,229 |
7.5% |
| Investment |
16,907,415 |
14,153,576 |
19.5% |
| Total liabilities |
49,205,749 |
44,834,480 |
9.7% |
| Due to customers |
37,311,778 |
34,836,973 |
7.1% |
| Due to banks and other financial institutions |
5,103,247 |
4,590,965 |
11.2% |
| Equity attributable to equity holders of the parent company |
4,244,259 |
3,969,841 |
6.9% |
| Per share data (in RMB yuan) |
2025 |
2024 |
Change |
| Net asset value per share（2） |
10.83 |
10.23 |
0.60 |
| Basic earnings per share（3） |
1.00 |
0.98 |
0.02 |
| Diluted earnings per share（3） |
1.00 |
0.98 |
0.02 |
Notes: (1) Calculated by adding credit impairment losses and impairment losses on other assets.
(2) Calculated by dividing equity attributable to equity holders of the parent company after deduction of other equity instruments at the end of the reporting period by the total number of ordinary shares at the end of the reporting period.
(3) Calculated in accordance with the Rules for the Compilation and Submission of Information Disclosure by Companies that Offer Securities to the Public No. 9 — Calculation and Disclosure of Return on Net Assets and Earnings per Share (Revision 2010) issued by the CSRC.
(4) Data is presented in accordance with IFRS.
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