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Our Achievements

Operating results
(in RMB millions)
1H2022 1H2021 Change rate
Net interest income 351,425 336,293 4.50%
Net fee and commission income 76,017 75,943 0.10%
Operating income 443,788 426,406 4.08%
Operating expenses 103,173 94,991 8.61%
Impairment losses on assets 133,622 124,547 7.29%
Operating profit 206,993 206,868 0.06%
Profit before taxation 209,145 208,070 0.52%
Net profit 172,570 164,509 4.90%

Balance sheet items
(in RMB millions)
2022.6.30 2021.12.31 Change rate
Total assets 38,744,376 35,171,383 10.16%
Total loans and advances to 
customers 
22,341,360 20,667,245 8.10%
Allowance for impairment losses 
on loans(1)
654,124 603,983 8.30%
Investment 10,174,195 9,257,760 9.90%
Total liabilities 35,411,070 31,896,125 11.02%
Due to customers 29,272,001 26,441,774 10.70%
Due to banks and other 
financial institutions
3,302,752 2,921,029 13.07%

Equity attributable to equity 
holders of  the parent company

3,314,198 3,257,755 1.73%

Per share data(in RMB) 2022.6.30 2021.6.30 Change
Net asset value per share(2) 8.30 8.15 0.15
Basic earning per share 0.47 0.46 0.01
Diluted earnings per share 0.47 0.46 0.01

Note: (1)Calculated by adding allowance for impairment losses on loans and advances to customers measured at amortised cost with allowance for impairment losses on loans and advances to customers measured at fair value through other comprehensive income.
(2)Calculated by dividing equity attributable to equity holders of the parent company after deduction of other equity instruments at the end of the reporting period by the total number of ordinary shares at the end of the reporting period.