Our Achievements
Operating results (in RMB millions) |
2023 |
2022 |
Change rate |
Net interest income |
655,013 |
691,985 |
-5.3% |
Net fee and commission income |
119,357 |
129,325 |
-7.7% |
Operating income |
806,458 |
842,352 |
-4.3% |
Operating expenses |
238,698 |
239,351 |
-0.3% |
Impairment losses |
150,816 |
182,677 |
-17.4% |
Operating profit |
416,944 |
420,324 |
-0.8% |
Profit before taxation |
421,966 |
424,720 |
-0.6% |
Net profit |
365,116 |
362,110 |
0.8% |
Balance sheet items (in RMB millions) |
2023 |
2022 |
Change rate |
Total assets |
44,697,079 |
39,610,146 |
12.8% |
Total loans and advances to customers |
26,086,482 |
23,210,376 |
12.4% |
Investment |
11,849,668 |
10,533,702 |
12.5% |
Total liabilities |
40,920,491 |
36,094,727 |
13.4% |
Due to customers |
33,521,174 |
29,870,491 |
12.2% |
Due to banks and other financial institutions |
3,369,858 |
3,187,712 |
5.7% |
Equity attributable to equity holders of the parent company |
3,756,887 |
3,496,109 |
7.5% |
Per share data (in RMB yuan) |
2023 |
2022 |
Change |
Net asset value per share (2) |
9.55 |
8.82 |
0.73 |
Basic earnings per share |
0.98 |
0.97 |
0.01 |
Diluted earnings per share |
0.98 |
0.97 |
0.01 |
Notes: (1) Since 1 January 2023, the Group has implemented IFRS 17 – Insurance Contracts. In accordance with the IFRS requirements, the Group made retroactive adjustments to relevant data and indicators for the comparable periods in 2022. According to the accounting requirements of the Interim Measures for the Administration of the Gold Leasing Business issued by PBC, the Group has made adjustments to the presentation of the interbank gold leasing business since 2023 and adjusted relevant data for the comparable periods in 2022 accordingly. (2) Calculated by dividing equity attributable to equity holders of the parent company after deduction of other equity instruments at the end of the reporting period by the total number of ordinary shares at the end of the reporting period.
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