Our Achievements
Operating results (in RMB millions) |
2023 1H |
2022 1H |
Change rate |
Net interest income |
336,987 |
350,611 |
-3.89% |
Net fee and commission income |
73,465 |
76,041 |
-3.39% |
Operating income |
428,906 |
444,161 |
-3.43% |
Operating expenses |
105,379 |
102,496 |
2.81% |
Impairment losses |
122,255 |
133,849 |
-8.66% |
Operating profit |
201,272 |
207,816 |
-3.15% |
Profit before taxation |
203,655 |
210,003 |
-3.02% |
Net profit |
174,720 |
172,819 |
1.10% |
Basic earnings per share (in RMB)
|
0.48 |
0.47 |
2.13% |
Diluted earnings per share (in RMB)
|
0.48 |
0.47 |
2.13% |
Balance sheet items (in RMB millions) |
2023.06.30 |
2022.12.31 |
Change rate |
Total assets |
43,669,606 |
39,610,146 |
10.25% |
Total loans and advances to customers |
25,291,921 |
23,210,376 |
8.97% |
Allowance for impairment losses on loans(1) |
751,196 |
672,762 |
11.66% |
Investment |
11,255,131 |
10,533,702 |
6.85% |
Total liabilities |
40,073,186 |
36,094,727 |
11.02% |
Due to customers |
33,373,772 |
29,870,491 |
11.73% |
Due to banks and other financial institutions |
3,050,944 |
3,187,712 |
-4.29% |
Equity attributable to equity holders of the parent company |
3,575,999 |
3,496,109 |
2.29% |
Net asset value per share (in RMB)
|
9.04 |
8.82 |
2.49% |
Notes: (1) Calculated by adding allowance for impairment losses on loans and advances to customers measured at amortised cost with allowance for impairment losses on loans and advances to customers measured at fair value through other comprehensive income.
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