Investment Highlights
Financial Information
Capital Adequacy
Share Information
Investor Calendar
IR Contacts and Services
Download Center
　You are here: Home  >  Investor Relations  >  Investment Highlights  >  Our Achievements
     Investment Highlights
  Our Vision   |   Our Advantages   |   Our Achievements  
Operating results (in RMB millions) 2024 2023 Change rate
Net interest income 637,405 655,013 -2.7%
Net fee and commission income 109,397 119,357 -8.3%
Operating income 786,126 806,458 -2.5%
Operating expenses 242,155 238,698 1.4%
Impairment losses 126,663 150,816 -16.0%
Operating profit 417,308 416,944 0.1%
Profit before taxation 421,827 421,966 -0.0%
Net profit 366,946 365,116 0.5%

 

Balance sheet items (in RMB millions) 2024 2023 Change rate
Total assets 48,821,746 44,697,079 9.2%
Total loans and advances to customers 28,372,229 26,086,482 8.8%
Investment 14,153,576 11,849,668 19.4%
Total liabilities 44,834,480 40,920,491 9.6%
Due to customers 34,836,973 33,521,174 3.9%
Due to banks and other financial institutions 4,590,965 3,369,858 36.2%
Equity attributable to equity holders of the parent company 3,969,841 3,756,887 5.7%

 

Per share data (in RMB yuan) 2024 2023 Change
Net asset value per share （2） 10.23 9.55 0.68
Basic earnings per share 0.98 0.98 -
Diluted earnings per share 0.98 0.98 -

Notes:
(1) Since 1 January 2023, the Group has implemented IFRS 17 – Insurance Contracts. In accordance with the IFRS requirements, the Group made retroactive adjustments to relevant data and indicators for the comparable periods in 2022. According to the accounting requirements of the Interim Measures for the Administration of the Gold Leasing Business issued by PBC, the Group has made adjustments to the presentation of the interbank gold leasing business since 2023 and adjusted relevant data for the comparable periods in 2022 accordingly.
(2) Calculated by dividing equity attributable to equity holders of the parent company after deduction of other equity instruments at the end of the reporting period by the total number of ordinary shares at the end of the reporting period.