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Financial Information
Main Financial Index Financial summary over the years

Financial Highlights for 3Q 2012

Profitability (%)
30 September 2012
30 September 2011
Changes as compared to the same period of last year (%)
Return on weighted average equity
24.24
25.07
-0.83
Cost-to-income ratio
26.45
26.58
-0.13

Asset quality (%)
30 September 2012
31 December 2011
Changes
Non-performing loans (“NPL”) ratio
0.87
0.94
-0.07
Allowance to NPL
288.33
266.92
21.41

Capital adequacy (%)
30 September 2012
31 December 2011
Changes
Core capital adequacy ratio
10.51
10.07
0.45
Capital adequacy ratio
13.61
13.17
0.44