简体中文   繁体中文   English
Introduction
Corporate Culture
Corporate Structure
Corporate Strategy
ICBC History
News
Awards & Rating
Global Websites
Share Price
H-share 15 Minutes Delay
 You are here: Home > About Us > Introduction

ICBC 2012 Business Review

[Corporate Banking]

In 2012, the Bank continued to advance the transformation of corporate banking, kept optimizing the business structure and effectively adapted itself to the interest rate marketization, to realize sustainable development of corporate banking. The Bank introduced all-product marketing and comprehensive financial services and promoted interaction between commercial banking and investment banking, so as to satisfy customers' diversified financial needs. It also enhanced business innovation and boosted the development of financial assets services such as asset management, entrusted management, agency trade, underwriting and consultancy, agency sales, etc. Relying on the global service network and the integrated technological platform of domestic and overseas operations, the Bank accelerated the development of global cash management and cross-border RMB business, and enhanced its global service capability and its brand's international infl uence. Through innovation of the marketing system, the Bank provided differentiated services for customers at different tiers, enhanced the marketing and service quality for key customers, and expanded the customer base by winning over more small and medium enterprise (SME) customers.

The Bank was awarded the "Best Corporate Bank in China" by Global Finance. At the end of 2012, the Bank had 4.38 million corporate customers, representing an increase of 270 thousand customers from the end of the previous year; among them, 143 thousand corporate customers had loan balances with the Bank, representing an increase of 16 thousand customers. According to statistics from PBC, at the end of 2012, the Bank ranked first in the banking industry in terms of corporate loans and corporate deposits, with a market share of 11.8% and 12.6%, respectively.

Corporate Deposits and Loans
In response to changes in the macroeconomic environment, the Bank optimized the distribution of lending and further adjusted the credit structure for steady and healthy development of the credit business. It proactively provided support for the real economy, satisfied funding needs of key national investment projects under construction and continuing construction, extended more loans to Central and Western China and Northeastern China and vigorously expanded its businesses in the four new markets of advanced manufacturing, modern service industry, cultural industries and strategic emerging industries. The Bank also strengthened management of lending to local government financing vehicles (LGFVs) and controlled loans to the real estate industry and industries with high energy consumption, high pollution and overcapacity, and gave financial support to all kinds of major energy-conserving and emission-reduction projects. It also enhanced product innovation and accelerated the development of high-profit and capital-saving loan products. The Bank promoted financing to the supply chain of enterprises to drive the development of SMEs credit business. Besides, it actively engaged in syndicated loan business and won the "Best Performance Award" and "Best Deal Award" by China Banking Association. In addition, the Bank stepped up its efforts to compete for major group customers and industrial leaders, and look for new customers among core enterprises and upstream and downstream SMEs of supply chains, in a bid to realize balanced growth of large, medium and small customers with high quality. At the end of 2012, the balance of domestic corporate loans reached RMB5,844,835 million, representing an increase of RMB629,230 million or 12.1% over the end of the previous year.

In response to challenges posed by the liberalization of interest rates, the Bank leveraged on its advantages in integrated financial services such as corporate wealth management, cash management, E-banking and assets custody to sharpen its market competitiveness in corporate deposits business. The Bank, based on its advantages in customer resources and service networks, explored new customers in the upstream and downstream of industrial chains to expand its customer base and to absorb and accumulate customers' funds. At the end of 2012, the balance of domestic corporate deposits amounted to RMB6,621,725 million, representing an increase of RMB692,976 million or 11.7% from the end of the previous year.

 

首页  上一页  下一页  末页  跳转页  第1页  共11页

  Contact Us | Site Map | Term & Conditions                                      Copyright ICBC All rights reserved