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Our Achievements

Operating results (in RMB millions) 2023 2022 Change rate
Net interest income 655,013 691,985 -5.3%
Net fee and commission income 119,357 129,325 -7.7%
Operating income 806,458 842,352 -4.3%
Operating expenses 238,698 239,351 -0.3%
Impairment losses 150,816 182,677 -17.4%
Operating profit 416,944 420,324 -0.8%
Profit before taxation 421,966 424,720 -0.6%
Net profit 365,116 362,110 0.8%

Balance sheet items (in RMB millions) 2023 2022 Change rate
Total assets 44,697,079 39,610,146 12.8%
Total loans and advances to customers 26,086,482 23,210,376 12.4%
Investment 11,849,668 10,533,702 12.5%
Total liabilities 40,920,491 36,094,727 13.4%
Due to customers 33,521,174 29,870,491 12.2%
Due to banks and other financial institutions 3,369,858 3,187,712 5.7%
Equity attributable to equity holders of the parent company 3,756,887 3,496,109 7.5%

Per share data (in RMB yuan) 2023 2022 Change
Net asset value per share (2) 9.55 8.82 0.73
Basic earnings per share 0.98 0.97 0.01
Diluted earnings per share 0.98 0.97 0.01

  Notes: (1) Since 1 January 2023, the Group has implemented IFRS 17 – Insurance Contracts. In accordance with the IFRS requirements, the Group made retroactive adjustments to relevant data and indicators for the comparable periods in 2022. According to the accounting requirements of the Interim Measures for the Administration of the Gold Leasing Business issued by PBC, the Group has made adjustments to the presentation of the interbank gold leasing business since 2023 and adjusted relevant data for the comparable periods in 2022 accordingly.
  (2) Calculated by dividing equity attributable to equity holders of the parent company after deduction of other equity instruments at the end of the reporting period by the total number of ordinary shares at the end of the reporting period.