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Financial Highlights for 2009

Item(in RMB bn)
2009
2008
Year on Year Change(%)
Net fee and commission income
55.1
44.0
25.3%
After-tax profit(IFRS)
129.4
111.2
16.3%
EPS(RMB yuan)
0.39
0.33
18.2%
Item(RMB 100 million)
2009
2008
changes(bp)
Weighted ROAE(%)
20.15
19.43
+72bps
ROAA(%)
1.20
1.21
-1bps
Provision Coverage(%)
164.41
130.15
+3426bps
NPL Ratio(%)
1.54
2.29
-75bps

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