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Financial Highlights for 3Q 2009

Item（in RMB bn）
2009 3Q
2008 3Q
Quarter on Quarter Change(%)
Net fee and commission income
41.1
34.6
18.7%
After-tax profit(IFRS)
100.5
93.1
8.0%
EPS(RMB yuan)
0.30
0.28
7.1%
Item（RMB 100 million）
2009 3Q
2008
changes(bp)
Weighted ROAE（%）
21.05
19.43
+162bps
ROAA（%）
1.25
1.21
+4bps
Coverage（%）
148.37
130.15
+1822bps
NPL Ratio（%）
1.68
2.29
-61bps

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