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 You Are Here: ICBC Malaysia >Products & Services >Rate and Charges >Interest Rate
Interest Rate
 

  1. Base Lending Rate

Type of Interest Rate

Interest Rate

Effective Date

Base Lending Rate (Ringgit) 5.45%

15/07/2020

Base Rate (Ringgit)

2.52%

15/07/2020

  2. Saving Account

  2.1 Ringgit

Range (Ringgit)

Interest Rate

Effective Date

Up to 5,000

0.05%

01/10/2021

Up to 10,000

0.05%

01/10/2021

Up to 20,000

0.20%

01/10/2021

Up to 50,000

0.30%

01/10/2021

Up to 100,000

0.80%

01/10/2021

Above 100,000

1.00%

01/10/2021

  2.2 USD

Interest Rate Effective Date
0.05% 01/10/2021

  2.3 CNY

Interest Rate Effective Date
0.50% 01/10/2021

  3. Fixed Deposit

  3.1 Ringgit

Months (Ringgit)

Interest Rate

Effective Date

One Month

1.65%

15/07/2020

Three Month

1.75%

15/07/2020

Six Month

1.80%

15/07/2020

Nine Month

1.90%

15/07/2020

Twelve Month

1.95%

15/07/2020

  3.2 USD

Months (USD) Interest Rate Effective Date
One Month 0.10% 01/10/2021
Three Month 0.25% 01/10/2021
Six Month 0.30% 01/10/2021
Nine Month 0.35% 01/10/2021
Twelve Month 0.50% 01/10/2021

  3.3 CNY

Months (CNY) Interest Rate Effective Date
One Month 1.50% 01/10/2021
Three Month 1.65% 01/10/2021
Six Month 1.80% 01/10/2021
Nine Month 1.95% 01/10/2021
Twelve Month 2.10% 01/10/2021

  For further enquiries, please contact the nearest branch.

  Note: This only applicable for BR cases.

  1) Our BR is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia.

  2) Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as adverse market condition.

  3) Historical benchmark COF in the last 3 years

  


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