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 You Are Here: ICBC Malaysia >Products & Services >Rate and Charges >Interest Rate
Interest Rate
 

  1. Base Lending Rate

Type of Interest Rate

Interest Rate

Effective Date

Base Lending Rate (Ringgit) 6.20%

19/09/2022

Base Rate (Ringgit) 3.27% 19/09/2022

Standardised Base Rate (Ringgit)

2.50%

19/09/2022

  2. Saving Account

  2.1 Ringgit

Range (Ringgit)

Interest Rate

Effective Date

Up to 5,000

0.05%

01/10/2021

>5,000 to 10,000

0.05%

01/10/2021

>10,000 to 20,000

0.20%

01/10/2021

>20,000 to 50,000

0.30%

01/10/2021

>50,000 to 100,000

0.80%

01/10/2021

Above 100,000

1.00%

01/10/2021

  2.2 USD

Interest Rate Effective Date
0.05%

01/10/2021

  2.3 CNY

Interest Rate Effective Date
0.50%

01/10/2021

  3. Fixed Deposit

  3.1 Ringgit

Months (Ringgit) Interest Rate Effective Date
One Month 2.40% 19/09/2022
Three Month 2.50% 19/09/2022
Six Month 2.55% 19/09/2022
Nine Month 2.65% 19/09/2022
Twelve Month 2.70% 19/09/2022

  3.2 USD

Months (USD) Interest Rate Effective Date
One Month 2.30% 16/08/2022
Three Month 2.75% 16/08/2022
Six Month 3.20% 16/08/2022
Nine Month 3.25% 16/08/2022
Twelve Month 3.30% 16/08/2022

  3.3 CNY

Months (CNY) Interest Rate Effective Date
One Month 1.50%

15/07/2022

Three Month 1.65%

15/07/2022

Six Month 1.80%

15/07/2022

Nine Month 1.95%

15/07/2022

Twelve Month 2.10%

15/07/2022

  For further enquiries, please contact the nearest branch.

  Note: This only applicable for BR cases.

  1) Our BR is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia.

  2) Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as adverse market condition.

  3) Historical benchmark COF in the last 3 years

  


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