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Product Disclosure Sheet
 You Are Here: ICBC Malaysia >Products & Services >Rate and Charges >Interest Rate
Interest Rate
 

  1. Base Lending Rate

Type of Interest Rate

Interest Rate

Effective Date

Base Lending Rate (Ringgit) 6.70%

15/05/2019

Base Rate (Ringgit)

3.77%

15/05/2019

  2. Saving Account

  2.1 Ringgit

Range (Ringgit)

Interest Rate

Effective Date

Up to 5,000

0.30%

01/08/2014

Up to 10,000

0.30%

01/08/2014

Up to 20,000

0.45%

01/08/2014

Up to 50,000

0.55%

01/08/2014

Up to 100,000

1.40%

01/08/2014

Above 100,000

1.65%

01/08/2014

  2.2 USD

Interest Rate Effective Date
0.40% 23/06/2017

  2.3 CNY

Interest Rate Effective Date
0.50% 28/05/2013

  3. Fixed Deposit

  3.1 Ringgit

Months (Ringgit)

Interest Rate

Effective Date

One Month

2.90%

15/05/2019

Three Month

3.00%

15/05/2019

Six Month

3.05%

15/05/2019

Nine Month

3.15%

15/05/2019

Twelve Month

3.20%

15/05/2019

  3.2 USD

Months (USD) Interest Rate Effective Date
One Month 0.60% 23/06/2017
Three Month 0.80% 23/06/2017
Six Month 0.95% 23/06/2017
Nine Month 1.10% 23/06/2017
Twelve Month 1.30% 23/06/2017

  3.3 CNY

Months (CNY) Interest Rate Effective Date
One Month 1.50% 28/05/2013
Three Month 2.00% 28/05/2013
Six Month 2.25% 28/05/2013
Nine Month 2.50% 28/05/2013
Twelve Month 2.75% 28/05/2013

  For further enquiries, please contact the nearest branch.

  Note: This only applicable for BR cases.

  1) Our BR is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia.

  2) Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as adverse market condition.

  3) Historical benchmark COF in the last 3 years

  


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