1. Base Lending Rate
Type of Interest Rate
|
Interest Rate
|
Effective Date
|
Base Lending Rate (Ringgit) |
5.45% |
15/07/2020
|
Base Rate (Ringgit)
|
2.52%
|
15/07/2020
|
2. Saving Account
2.1 Ringgit
Range (Ringgit)
|
Interest Rate
|
Effective Date
|
Up to 5,000
|
0.05%
|
15/07/2020
|
Up to 10,000
|
0.05%
|
15/07/2020
|
Up to 20,000
|
0.20%
|
15/07/2020
|
Up to 50,000
|
0.30%
|
15/07/2020
|
Up to 100,000
|
0.80%
|
15/07/2020
|
Above 100,000
|
1.00
|
15/07/2020
|
2.2 USD
Interest Rate |
Effective Date |
0.05% |
15/07/2020 |
2.3 CNY
Interest Rate |
Effective Date |
0.50% |
15/07/2020 |
3. Fixed Deposit
3.1 Ringgit
Months (Ringgit)
|
Interest Rate
|
Effective Date
|
One Month
|
1.65%
|
15/07/2020
|
Three Month
|
1.75%
|
15/07/2020
|
Six Month
|
1.80%
|
15/07/2020
|
Nine Month
|
1.90%
|
15/07/2020
|
Twelve Month
|
1.95%
|
15/07/2020
|
3.2 USD
Months (USD) |
Interest Rate |
Effective Date |
One Month |
0.15% |
22/09/2020 |
Three Month |
0.25% |
22/09/2020 |
Six Month |
0.30% |
22/09/2020 |
Nine Month |
0.35% |
22/09/2020 |
Twelve Month |
0.50% |
22/09/2020 |
3.3 CNY
Months (CNY) |
Interest Rate |
Effective Date |
One Month |
1.50% |
15/07/2020 |
Three Month |
1.65% |
15/07/2020 |
Six Month |
1.80% |
15/07/2020 |
Nine Month |
1.95% |
15/07/2020 |
Twelve Month |
2.10% |
15/07/2020 |
For further enquiries, please contact the nearest branch.
Note: This only applicable for BR cases.
1) Our BR is made up of two parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia.
2) Our BR can rise or fall due to changes in the benchmark COF and changes in the SRR. Changes in the benchmark COF could occur due to changes in the Overnight Policy Rate (OPR) as decided by the Monetary Policy Committee of Bank Negara Malaysia, as well as other factors such as adverse market condition.
3) Historical benchmark COF in the last 3 years

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