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 You Are Here: ICBC Malaysia >Products & Services >Personal Banking >Credit Card
Credit Card


Classic Card                                 Gold Card                              Platinum Card


Dual Currency Credit Card Unique Feature
As cardmembers, you can enjoy dual currency card payment which includes both CNY and MYR. The card spending in China will be settled with CNY and card spending in other than China will be settled with MYR, giving you an ease of mind in exchange charge.

Spend as You Wish within Your Shared Credit Limit
Cardmembers can spend within the shared credit limit, in either CNY or in MYR.

Convenience and Advantages of CNY Service Network
ICBC has an extensive network and service coverage in mainland China.
As the core and the hub of China’s bank card industry, UnionPay is the only organization in charge of CNY settlements on the Chinese Mainland. UnionPay credit card can be used at more than two million merchants, over three million POS terminals and nearly 300 thousand ATM across China, and also be accepted in over 100 countries and regions in the rest of the world.

Premier Airport Lounge Service for ICBC Dual Currency Platinum Credit Card
As ICBC UnionPay Dual Currency Platinum cardmembers, you are entitled to enjoy premier service at the selected airport lounges when travelling in China. Present your card at the selected airport lounges, and you can experience service and hospitality such as:
• Flight and boarding information monitoring
• Newspaper and magazines
• Internet access and television
• Complimentary food and beverage


Classic Card                                Gold Card                                Platinum Card


Delightful travel across China and around the world
• Issued by ICBC, the world largest bank by market capitalization
• Supported by the prestigious ICBC brand
• Enjoy Visa global merchant offers and quality services
• Withdraw cash anytime, anywhere at all ATM with Visa logo

Spend with your ICBC credit card and accumulate Bonus Points (BP) without worry of the expiry date. The accumulated of 150BP is equivalent to RM1.
• Retail spending of RM1 will earn 1 BP
• Retail spending of RMB2 will earn 1 BP

Bonus Points redemption catalogue >>

Terms and conditions for Bonus Points Rewards >>

Now you can enjoy annual fee waiver for your ICBC Credit Card!
• Platinum card
 - First year annual fee waiver
 - Waiver of second year annual fee onwards, swipe minimum 3 times in preceding 12 months
• Gold and Classic card
 - First year annual fee waiver
 - Waiver of second year annual fee onwards, swipe minimum 5 times in preceding 12 months


Application Form:
• ICBC Credit Card Application Form (CN-EN version) >>

Requirements for credit card application >>

Product Disclosure Sheet:
• ICBC UnionPay Dual Currency Credit Card >>
• ICBC Visa Credit Card >>

Terms & Conditions:
• ICBC UnionPay Dual Currency Credit Card >>
• ICBC Visa Credit Card >>

Privacy Notice >>

Credit Card Repayment Methods >>

Contact Us
You may contact us at 24-hours Customer Service Hotline at 1800 18 5588 (Domestic) or +603 2788 1600 (Overseas)
Fax: +603 2301 3388
Address: ICBC Cards Centre
P.O. Box 13435, 50810 Kuala Lumpur.